Melvin the horse was extremely crazy indeed,
He sold hen houses to chickens for chicken feed,
He got them great loans,
They couldn't pick chicken bones,
But, the fine print is what they should have tried to read
Melvin the horse sold loans with a variable rate,
Things went really well until such and such a date,
Because borrowers took a snooze,
In the end they just had to loose,
Homeless and broke is a really terrible fate.