IN A SNOW BANK

I slept inside a snowbank, because it is so cold,

It's a hard thing to do, when you're 100 years old,

My increased mortgage, I couldn't pay,

The bank took my small home away,

This may change my future plans, at least how they unfold.

MY SAX HAS COST ME $75,000, AND WARM AIR

My online heating statement is ready, but my bank account is closed,

Each way I look at it, my monthly finances are totally hosed,

To buy my saxophone,

I took out a big loan,

Back in 2003, I didn't know the danger, my credit card imposed.